Portfolio Changes Update, April 4, 2018

Because of the market’s continued volatility there will be changes coming this week in almost all of our portfolios, if not all, to a more preservation stance.

One of the most important principles with investing is to have a discipline and follow it regardless of what you might think or feel at the time.

Using a discipline the way we do is striving to get a good return but to avoid the worst market conditions in which your emotions or cognitive biases all investors have, even the famous ones, can lead you to the biggest mistakes.

Almost all research points to the fact that losing money hurts more than making money feels good. This leads to the biggest mistakes when markets are tough.

By using a proactive preservation strategy that we stay disciplined to, we believe you can have more confidence investing for the long run by not having large setbacks of 30%, 40%, 50% or more that take years to make up for.

Remember we use a math-based, multi-factored process to manage our discipline and your portfolios. We believe this makes it more repeatable which is very important to any discipline. If you have any questions give us a call during business hours or you can always email info@shepherdwealth.com or to me, dave@shepherdwealth.com.

About Dave Shepherd, ChFC, CFP®

Dave is the founder of Shepherd Wealth & Retirement in Tucson, Arizona. Dave is a Chartered Financial Consultant (ChFC) and Certified Financial Planner™ practitioner (CFP®). Have a financial question? Click Here to contact Dave Shepherd.

Investment advice offered through Shepherd Wealth Group, a Registered Investment Adviser doing business as Shepherd Wealth & Retirement.

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